Risk Disclosure
B21 Financial Technology Platform
â ī¸ Risk Disclosure Statement
Last updated: August 02, 2025
đ Quick Summary
All financial services carry inherent risks. This comprehensive disclosure outlines potential risks, our mitigation strategies, and your responsibilities when using B21 services.
đ¯ Understanding Financial Risk
Financial services involve various types of risk that can affect your investments, transactions, and overall financial position. B21 is committed to transparency in communicating these risks and implementing robust measures to minimize their impact.
â ī¸ Important Notice
Past performance does not guarantee future results. All investments and financial transactions carry risk of loss. Please carefully consider your risk tolerance and financial situation before using our services.
đ Risk Categories
We categorize risks into different levels to help you understand potential impacts:
Market Risks
Risks related to market volatility and economic factors
- Currency exchange fluctuations
- Interest rate changes
- Market volatility
- Economic downturns
- Inflation impacts
Operational Risks
Risks from internal processes and systems
- Technology failures
- Processing errors
- Cyber security threats
- Human error
- System downtime
Regulatory Risks
Risks from regulatory and legal changes
- Law and regulation changes
- Compliance requirements
- Licensing issues
- Tax implications
- Cross-border restrictions
Liquidity Risks
Risks related to asset conversion and cash flow
- Asset liquidity constraints
- Market depth limitations
- Settlement delays
- Cash flow timing
- Funding availability
đ Risk Assessment Matrix
Our comprehensive risk assessment framework evaluates multiple factors:
Probability Assessment
We evaluate the likelihood of risk events occurring based on historical data and market analysis
- Historical frequency analysis
- Market trend evaluation
- Economic indicator monitoring
Impact Analysis
Assessment of potential financial and operational impact of identified risks
- Financial loss quantification
- Operational disruption assessment
- Reputation impact evaluation
Time Horizon
Evaluation of risk exposure across different time periods
- Short-term (1-30 days)
- Medium-term (1-12 months)
- Long-term (1+ years)
Risk Tolerance
Understanding client risk appetite and capacity
- Risk capacity assessment
- Investment objectives alignment
- Regulatory requirements
đĄī¸ Risk Mitigation Strategies
B21 implements comprehensive risk management measures to protect our clients:
đ Advanced Security Infrastructure
Bank-grade security systems with multi-layer protection, real-time monitoring, and incident response capabilities to safeguard against cyber threats and operational risks.
đ Diversification Strategies
Portfolio diversification across asset classes, geographic regions, and time horizons to reduce concentration risk and market volatility impact.
đ Hedging Mechanisms
Strategic use of financial instruments to hedge against currency, interest rate, and market risks while maintaining optimal return potential.
đ Compliance Framework
Robust regulatory compliance program ensuring adherence to all applicable laws, regulations, and industry standards across all jurisdictions.
đĄī¸ Insurance Coverage
Comprehensive insurance policies covering operational risks, professional liability, cyber security incidents, and other potential losses.
đ¨ Risk Warnings & Alerts
Important warnings and alerts regarding specific risk scenarios:
Critical Risk Warning
High Volatility Assets: Cryptocurrency and high-volatility investments can result in significant losses. Never invest more than you can afford to lose.
- Potential for total loss of investment
- Extreme price volatility
- Regulatory uncertainty
Important Notice
Leverage Trading: Leveraged products amplify both gains and losses. Understand the risks before engaging in leveraged trading.
- Magnified loss potential
- Margin call requirements
- Forced liquidation risk
General Notice
Market Conditions: Market conditions can change rapidly. Stay informed about market developments and adjust your strategy accordingly.
- Regular market monitoring
- Strategy adjustment needs
- Professional advice consideration
𧎠Risk Calculator
Use our risk assessment tool to evaluate your risk exposure:
đĄ Personal Risk Assessment
Enter your investment details to get a personalized risk assessment
đī¸ Regulatory Compliance
Our risk management framework complies with international standards:
Basel III
International banking regulations for capital adequacy and risk management
SEC Regulations
Securities and Exchange Commission risk disclosure requirements
MiFID II
European Markets in Financial Instruments Directive
COSO Framework
Committee of Sponsoring Organizations risk management framework
Questions or Concerns?
If you have any questions about this policy, please contact us:
Email: info@b21.net
Phone: +2348174522778
