Acceptable Use Policy
B21 Financial Technology Platform
📋 Acceptable Use Policy
Last updated: August 02, 2025
📋 Quick Summary
This policy governs your use of B21 services to protect our users, network, and community. Violations may result in account suspension or termination.
🎯 Purpose & Scope
This Acceptable Use Policy governs your use of B21 financial services and is designed to protect our users, our network infrastructure, and the broader internet community from harmful activities.
⚖️ Legal Framework
This policy is enforced in accordance with local and international laws, including anti-money laundering regulations, cybersecurity standards, and financial services compliance requirements.
🚫 Prohibited Activities
The following activities are strictly prohibited when using our services:
Illegal Activities
- Money laundering or terrorist financing
- Fraud, forgery, or identity theft
- Sale of illegal goods or services
- Tax evasion or regulatory violations
- Sanctions violations
Harmful Technical Activities
- Transmitting viruses, malware, or harmful code
- Attempting unauthorized system access
- Interfering with or disrupting services
- Reverse engineering or code extraction
- DDoS attacks or network abuse
Abusive Behavior
- Harassment, threats, or intimidation
- Spam or unsolicited communications
- Impersonation of others
- Privacy rights violations
- Discriminatory conduct
Financial Misconduct
- Market manipulation
- Ponzi schemes or pyramid schemes
- Unauthorized investment advice
- False financial information
- Account sharing or selling
🔍 Monitoring & Detection
We employ advanced monitoring systems to detect and prevent policy violations:
AI-Powered Detection
Machine learning algorithms continuously monitor transactions and activities for suspicious patterns
Real-time Analytics
Advanced analytics systems provide instant alerts for potential policy violations
Security Monitoring
24/7 security operations center monitors for technical threats and unauthorized access
Human Review
Expert compliance team reviews flagged activities and makes enforcement decisions
⚡ Enforcement Timeline
Our enforcement process follows a structured approach based on violation severity:
🚨 Detection & Alert
Automated systems or manual reports identify potential violations
🔍 Investigation
Compliance team reviews evidence and determines violation severity
⚠️ Warning or Action
First-time minor violations receive warnings; serious violations result in immediate action
🔒 Suspension or Termination
Repeated or severe violations result in account suspension or permanent termination
🏛️ Legal Action
Criminal activities are reported to law enforcement agencies
📞 Reporting Violations
Multiple channels are available to report policy violations:
Email Reporting
Send detailed reports with evidence
Online Portal
Submit reports through secure web form
Phone Hotline
Speak directly with compliance officers
Questions or Concerns?
If you have any questions about this policy, please contact us:
Email: info@b21.net
Phone: +2348174522778
